Index
Provider profiles
Profiles cover processors, platforms, merchants of record, billing tools, creator products, and crypto checkouts. Stripe is included as the baseline at 2.9% + $0.30 for US domestic cards, read on November 9, 2026. Every profile uses the same headings, and a missing rate is left missing.
- StripeLow-risk online businesses that want fast setup and a broad developer platform
- FrameUS peptide businesses and other regulated or higher-risk industries that need a decision before they process
- PayPalMerchants who want PayPal and Venmo buttons because their buyers already use them
- BraintreeDevelopers who want a PayPal-owned processor with a published US card rate close to Stripe's
- SquareIn-person sellers who also want a simple online checkout
- AdyenLarge businesses that want interchange-plus pricing and one acquirer in many countries
- Checkout.comEnterprise and high-volume merchants that want a global processor and a quoted rate
- WorldpayBusinesses of various sizes that want a large acquirer and are willing to take a quote
- Authorize.netBusinesses that already have a merchant account and want a long-standing gateway
- NMISoftware companies and agents that resell a gateway and bring their own processor
- HelcimUS and Canadian businesses with enough volume that a published interchange-plus margin beats a flat rate
- StaxBusinesses that prefer a monthly subscription plus interchange instead of a percentage markup
- Shopify PaymentsStores already on Shopify that want the lowest card rate Shopify offers
- QuickBooks PaymentsBusinesses that invoice from QuickBooks and want the payment link inside that invoice
- MollieEuropean merchants that need local payment methods
- AirwallexCross-border businesses that need multi-currency accounts as well as card acceptance
- RazorpayBusinesses in India
- PayoneerReceiving marketplace payouts and cross-border transfers, not replacing a checkout API
- 2Checkout (Verifone)Digital-goods sellers who want a global merchant of record and will take a quoted rate
- FinixSoftware platforms that want to own more of the payments stack than Stripe Connect allows
- RainforestVertical software companies embedding payments for their customers
- PayabliVertical software companies that want embedded payments and payfac operations handled for them
- TilledSoftware companies that want payment facilitation as a service
- WePayPlatforms that want Chase-owned payments infrastructure
- MangopayEuropean marketplaces that need wallets and payouts
- PaddleSaaS and software companies that want sales tax and VAT handled and will pay a merchant-of-record cut
- Lemon SqueezySmall software and digital-product sellers who want a merchant of record and can live with the add-on fees
- FastSpringSoftware and game companies that want a merchant of record and will take a negotiated rate
- PayPro GlobalSoftware vendors who want a merchant of record and will take a quoted all-in rate
- PolarDevelopers and small software teams who want a merchant of record aimed at that workflow
- WhopSellers who want Whop's published domestic card rate and will price tax and international cards separately
- CommasCreators and coaches who want Commas named on the card statement and will get the rate in writing
- Dodo PaymentsSoftware sellers who want a merchant of record with a published rate and tax handling included
- ChargebeeSubscription businesses that want billing and revenue operations in front of a processor
- RecurlySubscription companies focused on failed-payment recovery
- MaxioB2B SaaS companies that want billing tied to financial reporting
- Zoho BillingSmall businesses already running the rest of the company on Zoho
- LagoTeams that want open-source, usage-based billing and will run it themselves
- PayKickstartSellers who want checkout, subscriptions, and affiliate tracking in one tool
- OutsetaSmall SaaS teams that want membership, CRM, and billing and are happy to stay on Stripe
- GumroadCreators selling digital products who want a hosted store and no integration
- PayhipCreators selling downloads, courses, and memberships from a hosted store
- PatreonCreators charging members for ongoing access
- Ko-fiCreators who want tips, memberships, and a small shop without a build
- Buy Me a CoffeeCreators who want a tip and membership page
- KajabiCourse and membership businesses that want the site, email, and checkout in one platform
- KitNewsletter creators selling digital products from Kit, formerly ConvertKit
- MemberfulCreators who want membership software on an existing site
- MemberSpaceSites that want membership gating without rebuilding the site
- CheckoutPagePeople who want a hosted checkout page and are staying on Stripe
- KojiNobody. The product has shut down.
- Coinbase CommerceMerchants who want a hosted crypto checkout from Coinbase
- BTCPay ServerMerchants who want self-hosted Bitcoin payments and will operate the server
- OpenNodeBusinesses that want a hosted Bitcoin and Lightning processor
- CoinGateMerchants who want a crypto gateway across multiple coins
- SpeedBusinesses that want Bitcoin Lightning and stablecoin payments from Speed's merchant product
How should you use this index?
Provider profiles lists 56 pages, using figures checked on November 9, 2026. Open a page for the job you have, and use Stripe's 2.9% + $0.30 US card rate as the baseline when the page names one.
01What is on Provider profiles?
Provider profiles lists 56 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30.
02When should you stay on Stripe instead of using Provider profiles?
Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions.
03What if a rate on a linked page is missing?
The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate.
04How do you report a wrong figure?
Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog.
05Which date applies to this index?
November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins.
Which sources were checked?
Provider profiles covers 56 pages in the November 9, 2026 edition. Stripe's baseline rate is 2.9% + $0.30.
Last verified .
Which related pages should you read next?
These six links use the same November 9, 2026 reading as the 56 entries. Stripe's dispute fee in that reading is $15.