Index
Guides for leaving or keeping Stripe
These guides cover a closed Stripe account, a funds hold, restricted businesses, the US fee schedule, dispute fees, and the steps in a switch. The figures were read on November 9, 2026. Stripe's US domestic card rate in that reading is 2.9% + $0.30. Use the guide that matches the problem you actually have.
- Stripe closed my account: what to do nextWhy accounts close, what happens to held funds, and how to get processing again.
- Stripe's restricted businesses, explainedHow to read Stripe's prohibited and restricted lists, and what the alternatives can and cannot do.
- Stripe is holding my fundsHow Stripe reserves and payout holds work, what Stripe's policy says about its 120-day payout pause, and what a merchant can do while funds are held.
- Stripe fees explainedStripe's US card, international, dispute, and payout fees, and what they cost at a few volumes.
- Stripe dispute and chargeback feesWhat Stripe charges when a dispute arrives, and how the other published fees compare.
- How to switch from Stripe: what moves, what doesn'tWhat Stripe will transfer to a new processor, what needs Stripe's approval, what you rebuild yourself, and how to keep subscriptions billing meanwhile.
- Stripe account under review: what it meansWhat Stripe's own policy says a review can do to charges and payouts, how an appeal works, and what to export while the account is still open.
- Is Stripe right for high-risk businesses?How Stripe treats higher-risk industries, and when a specialist is the safer choice.
How should you use this index?
Guides for leaving or keeping Stripe lists 8 pages, using figures checked on November 9, 2026. Open a page for the job you have, and use Stripe's 2.9% + $0.30 US card rate as the baseline when the page names one.
01What is on Guides for leaving or keeping Stripe?
Guides for leaving or keeping Stripe lists 8 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30.
02When should you stay on Stripe instead of using Guides for leaving or keeping Stripe?
Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions.
03What if a rate on a linked page is missing?
The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate.
04How do you report a wrong figure?
Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog.
05Which date applies to this index?
November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins.
Which sources were checked?
Guides for leaving or keeping Stripe covers 8 pages in the November 9, 2026 edition. Stripe's baseline rate is 2.9% + $0.30.
Last verified .
Which related pages should you read next?
These six links use the same November 9, 2026 reading as the 8 entries. Stripe's dispute fee in that reading is $15.