Processors

Stax as a Stripe alternative

Stax is a payment service provider. On November 9, 2026 the rate line is Subscription + interchange. The dispute line is See Stax. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow.

Type: Payment service provider
Pricing: Subscription
Card rate: Subscription + interchange
Dispute fee: See Stax
Payouts: See Stax
Where: United States
Underwriting: Application.
What it replaces: Processing, if the subscription math beats a flat rate at your volume.

Pricing page · Website

What is Stax?

Stax charges a monthly subscription and passes interchange through, instead of taking Stripe's style of blended percentage. The subscription price is quoted. This edition does not publish a Stax monthly figure because we did not read a single public list price we were willing to treat as standard.

Who should choose Stax?

Stax fits: Businesses that prefer a monthly subscription plus interchange instead of a percentage markup. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What Stax replaces: Processing, if the subscription math beats a flat rate at your volume. Look elsewhere when you need something outside that.

Underwriting: Application.

How does Stax charge?

Stax has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Subscription + interchange" because no single list price was transcribed.

Use Stax's pricing page for any number this dataset left blank. A blank is not zero.

What does Stax cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

Stax does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does Stax operate?

Coverage: United States. That is where Stax operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does Stax differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Stax is a payment service provider with the rate line Subscription + interchange and the dispute line See Stax.

Stax sells a quoted or subscription price rather than Stripe's public flat rate. A comparison that invents a percent would be false, so this page leaves the cell blank.

How do you switch from Stripe to Stax?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask Stax, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share Stax's type. The order is alphabetical, not a rank.

Stripe: 2.9% + $0.30.
Worldpay: Custom.
Adyen: Custom, interchange-plus.
Airwallex: See Airwallex.

Also read Stripe's fee breakdown and the pricing dataset.

What does Stax publish as its card rate?

Stax's rate line in this directory is Subscription + interchange, read on November 9, 2026. Use that line only for the product it describes.

What is Stax's dispute fee?

Stax's dispute line is See Stax. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is Stax the merchant of record?

Stax is a payment service provider, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise.

Where does Stax operate?

United States. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Stax has approved.

Should you leave Stripe for Stax?

Only when this is the fit: Businesses that prefer a monthly subscription plus interchange instead of a percentage markup. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Stax does not become a yes just because it is on this page.

How much is Stax at $10,000 a month?

Stax has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

Stax has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.