Crypto

Coinbase Commerce as a Stripe alternative

Coinbase Commerce is a crypto payments. On November 9, 2026 the rate line is Not a card rate. The dispute line is Crypto payments do not have card chargebacks. You take on-chain settlement risk instead. Confirm the billed row before you leave Stripe.

Type: Crypto payments
Pricing: Crypto
Card rate: Not a card rate
Dispute fee: Crypto payments do not have card chargebacks. You take on-chain settlement risk instead.
Payouts: Crypto or a Coinbase conversion, depending on the product settings.
Where: Wherever Coinbase Commerce is offered.
Underwriting: Coinbase's account rules.
What it replaces: Card checkout only for buyers who will pay in crypto. Keep a card processor if you still want cards.

Pricing page · Website

What is Coinbase Commerce?

Coinbase Commerce is hosted crypto payment acceptance. It does not replace card processing for customers who pay with Visa or Mastercard. This edition does not quote a Commerce fee. Read Coinbase's current pricing, because crypto checkout fees have changed more than once.

Who should choose Coinbase Commerce?

Coinbase Commerce fits: Merchants who want a hosted crypto checkout from Coinbase. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What Coinbase Commerce replaces: Card checkout only for buyers who will pay in crypto. Keep a card processor if you still want cards. Look elsewhere when you need something outside that.

Underwriting: Coinbase's account rules.

How does Coinbase Commerce charge?

Coinbase Commerce has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Not a card rate" because no single list price was transcribed.

Use Coinbase Commerce's pricing page for any number this dataset left blank. A blank is not zero.

What does Coinbase Commerce cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

Coinbase Commerce does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does Coinbase Commerce operate?

Coverage: Wherever Coinbase Commerce is offered. That is where Coinbase Commerce operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does Coinbase Commerce differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Coinbase Commerce is a crypto payments with the rate line Not a card rate and the dispute line Crypto payments do not have card chargebacks. You take on-chain settlement risk instead.

Coinbase Commerce moves crypto, not Visa and Mastercard volume. It differs from Stripe because a cardholder who will only pay with a card cannot use it.

How do you switch from Stripe to Coinbase Commerce?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask Coinbase Commerce, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share Coinbase Commerce's type. The order is alphabetical, not a rank.

CoinGate: Not a card rate.
OpenNode: Not a card rate.
Speed: Not a card rate.
BTCPay Server: No processor fee.

Also read Stripe's fee breakdown and the pricing dataset.

What does Coinbase Commerce publish as its card rate?

Coinbase Commerce's rate line in this directory is Not a card rate, read on November 9, 2026. Use that line only for the product it describes.

What is Coinbase Commerce's dispute fee?

Coinbase Commerce's dispute line is Crypto payments do not have card chargebacks. You take on-chain settlement risk instead. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is Coinbase Commerce the merchant of record?

Coinbase Commerce is a crypto payments, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise.

Where does Coinbase Commerce operate?

Wherever Coinbase Commerce is offered. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Coinbase Commerce has approved.

Should you leave Stripe for Coinbase Commerce?

Only when this is the fit: Merchants who want a hosted crypto checkout from Coinbase. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Coinbase Commerce does not become a yes just because it is on this page.

How much is Coinbase Commerce at $10,000 a month?

Coinbase Commerce has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

Coinbase Commerce has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.