Why this directory exists
This directory exists so a founder can read a processor's own price, dated, before switching from Stripe. Every fee in the edition was taken from the provider's page on November 9, 2026. Stripe's US domestic card rate on that day is 2.9% + $0.30, and a dispute received is $15.
What is this directory?
A processor list is useful when the price came from the processor. Stripe's US card rate on November 9, 2026 is 2.9% + $0.30, and that is the baseline under every comparison.
StripeAlternatives.com is a directory of providers businesses use instead of Stripe, or alongside it. Every fee in this edition was read from that provider's own page on November 9, 2026, against Stripe's US card rate of 2.9% + $0.30. There is no universal ranking, and a listing is not an approval.
How does a fee get published?
A number is published only when it was on the provider's page.
The pricing dataset links that page and the day it was read. If this site and the provider disagree, the provider's page wins, and the correction is logged.
- A floor is labeled. "From" and "starting at" are not the rate a business is charged.
- A missing rate stays missing. The profile says the price is quoted.
- International cards, currency conversion, and disputes are named on their own line.
- A secondary write-up is not a source, including an older sentence on this site.
How do rankings work?
One job per page.
No overall winner
A single score would mix a dispute fee, a European payment method, and a telehealth license. That number would be wrong for everyone.
Stripe can still win
Best-of pages order providers by fit for that job. Where low risk, fast setup, and the rest of Stripe's products are the job, the page says to stay.
Placement is not sold
A provider is not added because it paid, and it is not left out because another provider in the directory competes with it.
How are comparisons built?
Stripe stays in the comparison.
Each comparison puts Stripe's published US rate next to the other provider's published rate, and says when each one fits.
With a published rate
The cards show the list price. Add-ons that are not inside that price are named under it.
With a quote
The card says quoted. The page does not borrow a percent from a review or a sales call.
What does the fee calculator include?
One formula, on published standard rates.
Cost = monthly fee + volume × percent + (volume ÷ ticket) × fixed fee. Domestic US cards. Successful charges only.
- Frame publishes From 2.0% + $0.39. That is a floor, so the calculator leaves it out.
- Helcim is interchange-plus. The calculator shows a labeled illustration, not a Helcim quote.
- Whop's domestic card rate is 2.7% + $0.30. Tax collection is a separate fee when that mode is on, and it is not inside this rate.
- Dodo Payments publishes a standard rate of 4% + $0.40, before add-ons. That rate is in the calculator. Commas does not publish a rate, so it is left out.
Who should use the directory?
The reason you are looking, not a leaderboard.
Use it when you have to replace Stripe, or when you want the other provider's published price before you switch.
The account was closed
Start with a provider that reviews the business before it processes. A different processor does not make a prohibited category lawful.
The bill is the question
Compare published standard rates. A merchant-of-record percent is a different product from a card rate.
Tax should be someone else's job
A merchant of record becomes the seller. The cut is larger than Stripe's card rate, and the page says so.
Stripe may still fit
Low risk, fast setup, and Billing, Tax, Connect, or Terminal are reasons to stay. Several comparisons say that outright.
Where should you start?
These figures were last updated November 9, 2026. The provider's own page is the source.