# Provider profiles Title: Provider profiles and Stripe fees Description: Profiles of processors, merchants of record, billing tools, and checkouts. Stripe's US card rate, read on November 9, 2026, is 2.9% + $0.30. Profiles cover processors, platforms, merchants of record, billing tools, creator products, and crypto checkouts. Stripe is included as the baseline at 2.9% + $0.30 for US domestic cards, read on November 9, 2026. Every profile uses the same headings, and a missing rate is left missing. # Provider profiles Profiles cover processors, platforms, merchants of record, billing tools, creator products, and crypto checkouts. Stripe is included as the baseline at 2.9% + $0.30 for US domestic cards, read on November 9, 2026. Every profile uses the same headings, and a missing rate is left missing. - [Stripe](/alternatives/stripe.md). Low-risk online businesses that want fast setup and a broad developer platform - [Frame](/alternatives/frame-payments.md). US peptide businesses and other regulated or higher-risk industries that need a decision before they process - [PayPal](/alternatives/paypal.md). Merchants who want PayPal and Venmo buttons because their buyers already use them - [Braintree](/alternatives/braintree.md). Developers who want a PayPal-owned processor with a published US card rate close to Stripe's - [Square](/alternatives/square.md). In-person sellers who also want a simple online checkout - [Adyen](/alternatives/adyen.md). Large businesses that want interchange-plus pricing and one acquirer in many countries - [Checkout.com](/alternatives/checkout-com.md). Enterprise and high-volume merchants that want a global processor and a quoted rate - [Worldpay](/alternatives/worldpay.md). Businesses of various sizes that want a large acquirer and are willing to take a quote - [Authorize.net](/alternatives/authorize-net.md). Businesses that already have a merchant account and want a long-standing gateway - [NMI](/alternatives/nmi.md). Software companies and agents that resell a gateway and bring their own processor - [Helcim](/alternatives/helcim.md). US and Canadian businesses with enough volume that a published interchange-plus margin beats a flat rate - [Stax](/alternatives/stax.md). Businesses that prefer a monthly subscription plus interchange instead of a percentage markup - [Shopify Payments](/alternatives/shopify-payments.md). Stores already on Shopify that want the lowest card rate Shopify offers - [QuickBooks Payments](/alternatives/quickbooks-payments.md). Businesses that invoice from QuickBooks and want the payment link inside that invoice - [Mollie](/alternatives/mollie.md). European merchants that need local payment methods - [Airwallex](/alternatives/airwallex.md). Cross-border businesses that need multi-currency accounts as well as card acceptance - [Razorpay](/alternatives/razorpay.md). Businesses in India - [Payoneer](/alternatives/payoneer.md). Receiving marketplace payouts and cross-border transfers, not replacing a checkout API - [2Checkout (Verifone)](/alternatives/2checkout.md). Digital-goods sellers who want a global merchant of record and will take a quoted rate - [Finix](/alternatives/finix.md). Software platforms that want to own more of the payments stack than Stripe Connect allows - [Rainforest](/alternatives/rainforest.md). Vertical software companies embedding payments for their customers - [Payabli](/alternatives/payabli.md). Vertical software companies that want embedded payments and payfac operations handled for them - [Tilled](/alternatives/tilled.md). Software companies that want payment facilitation as a service - [WePay](/alternatives/wepay.md). Platforms that want Chase-owned payments infrastructure - [Mangopay](/alternatives/mangopay.md). European marketplaces that need wallets and payouts - [Paddle](/alternatives/paddle.md). SaaS and software companies that want sales tax and VAT handled and will pay a merchant-of-record cut - [Lemon Squeezy](/alternatives/lemon-squeezy.md). Small software and digital-product sellers who want a merchant of record and can live with the add-on fees - [FastSpring](/alternatives/fastspring.md). Software and game companies that want a merchant of record and will take a negotiated rate - [PayPro Global](/alternatives/paypro-global.md). Software vendors who want a merchant of record and will take a quoted all-in rate - [Polar](/alternatives/polar.md). Developers and small software teams who want a merchant of record aimed at that workflow - [Whop](/alternatives/whop.md). Sellers who want Whop's published domestic card rate and will price tax and international cards separately - [Commas](/alternatives/commas.md). Creators and coaches who want Commas named on the card statement and will get the rate in writing - [Dodo Payments](/alternatives/dodo-payments.md). Software sellers who want a merchant of record with a published rate and tax handling included - [Chargebee](/alternatives/chargebee.md). Subscription businesses that want billing and revenue operations in front of a processor - [Recurly](/alternatives/recurly.md). Subscription companies focused on failed-payment recovery - [Maxio](/alternatives/maxio.md). B2B SaaS companies that want billing tied to financial reporting - [Zoho Billing](/alternatives/zoho-billing.md). Small businesses already running the rest of the company on Zoho - [Lago](/alternatives/lago.md). Teams that want open-source, usage-based billing and will run it themselves - [PayKickstart](/alternatives/paykickstart.md). Sellers who want checkout, subscriptions, and affiliate tracking in one tool - [Outseta](/alternatives/outseta.md). Small SaaS teams that want membership, CRM, and billing and are happy to stay on Stripe - [Gumroad](/alternatives/gumroad.md). Creators selling digital products who want a hosted store and no integration - [Payhip](/alternatives/payhip.md). Creators selling downloads, courses, and memberships from a hosted store - [Patreon](/alternatives/patreon.md). Creators charging members for ongoing access - [Ko-fi](/alternatives/ko-fi.md). Creators who want tips, memberships, and a small shop without a build - [Buy Me a Coffee](/alternatives/buy-me-a-coffee.md). Creators who want a tip and membership page - [Kajabi](/alternatives/kajabi.md). Course and membership businesses that want the site, email, and checkout in one platform - [Kit](/alternatives/kit.md). Newsletter creators selling digital products from Kit, formerly ConvertKit - [Memberful](/alternatives/memberful.md). Creators who want membership software on an existing site - [MemberSpace](/alternatives/memberspace.md). Sites that want membership gating without rebuilding the site - [CheckoutPage](/alternatives/checkoutpage.md). People who want a hosted checkout page and are staying on Stripe - [Koji](/alternatives/koji.md). Nobody. The product has shut down. - [Coinbase Commerce](/alternatives/coinbase-commerce.md). Merchants who want a hosted crypto checkout from Coinbase - [BTCPay Server](/alternatives/btcpay-server.md). Merchants who want self-hosted Bitcoin payments and will operate the server - [OpenNode](/alternatives/opennode.md). Businesses that want a hosted Bitcoin and Lightning processor - [CoinGate](/alternatives/coingate.md). Merchants who want a crypto gateway across multiple coins - [Speed](/alternatives/speed.md). Businesses that want Bitcoin Lightning and stablecoin payments from Speed's merchant product ## Questions ### What is on Provider profiles? Provider profiles lists 56 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30. ### When should you stay on Stripe instead of using Provider profiles? Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions. ### What if a rate on a linked page is missing? The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate. ### How do you report a wrong figure? Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog. ### Which date applies to this index? November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins. ## Sources Last verified November 9, 2026. - Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com ## Related - [Stripe alternatives directory](/index.md) - [Stripe pricing profile](/alternatives/stripe.md) - [Pricing dataset](/data/pricing.md) - [Methodology](/methodology.md) - [Stripe fees explained](/guides/stripe-fees-explained.md) - [Why this directory exists](/why.md) - [Stripe restricted business checker](/tools/restricted-check.md)