Index
Stripe alternatives by situation
Each situation page orders providers for one job, and it says when Stripe is still the better choice. There is no overall winner. Fees were read on November 9, 2026, with Stripe at 2.9% + $0.30 for US domestic cards. Frame is discussed where up-front US underwriting is the job, and its card line is a floor.
- High-riskWho will underwrite a restricted business before it processes, and who will not.
- TelehealthWhat Stripe's list actually says, and which provider in this directory underwrites before go-live.
- PeptidesFrame is the processor in this directory for a licensed US peptide business. The card rate is a floor, and a yes is still an application.
- CBDWhat Stripe, PayPal, and Square each say about CBD in their own terms, and which provider here reviews a CBD business before it takes a payment.
- FirearmsWhat Stripe, PayPal, and Square each say about firearms in their own terms, and which provider here reviews a licensed seller before it processes.
- Vape and tobaccoWhat Stripe, PayPal, and Square each say about vape and tobacco sales in their own terms, and which provider here reviews a seller before it processes.
- MarketplacesProviders that onboard and pay other businesses, and when Connect is still the one to use.
- SaaSProcessors, billing tools, and merchants of record, and which layer you are actually replacing.
- Lowest feesPublished US rates at three monthly volumes, with the formula shown. Floors are excluded.
- InternationalRegional providers, and the cases where Stripe is still the international stack.
- Merchant of recordProviders that become the seller, collect tax, and take a larger cut.
- Small businessSimple options for online and in-person selling, without a fake ranking.
- NonprofitsWhat is actually published about nonprofit pricing, and what is not.
- CreatorsHosted storefronts that do not need an integration, and the tools that still charge through Stripe.
How should you use this index?
Stripe alternatives by situation lists 14 pages, using figures checked on November 9, 2026. Open a page for the job you have, and use Stripe's 2.9% + $0.30 US card rate as the baseline when the page names one.
01What is on Stripe alternatives by situation?
Stripe alternatives by situation lists 14 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30.
02When should you stay on Stripe instead of using Stripe alternatives by situation?
Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions.
03What if a rate on a linked page is missing?
The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate.
04How do you report a wrong figure?
Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog.
05Which date applies to this index?
November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins.
Which sources were checked?
Stripe alternatives by situation covers 14 pages in the November 9, 2026 edition. Stripe's baseline rate is 2.9% + $0.30.
Last verified .
Which related pages should you read next?
These six links use the same November 9, 2026 reading as the 14 entries. Stripe's dispute fee in that reading is $15.