Tool
Stripe fee calculator
The fee calculator turns published standard rates into a monthly cost. It uses domestic US rates read on November 9, 2026, successful charges only, and the formula on the methodology page. Frame's from 2.0% + $0.39 is excluded because it is a floor, not a rate a business is charged. Helcim appears only as a labeled interchange-plus illustration.
Cost = monthly fee + volume × percent + (volume ÷ ticket) × fixed fee. The interchange fields apply only to the Helcim illustration. Planning assumption for a blended US card-not-present interchange cost. It is not a Helcim price and not a card-network quote. Real interchange depends on the card mix.
01Which rates are in the calculator?
Published US standard rates from the November 9, 2026 dataset. Stripe is 2.9% + $0.30. International cards and disputes are not added on top.
02Why is Frame Payments missing?
Frame publishes from 2.0% + $0.39. That is a floor, not the rate a business is charged, so the calculator does not multiply it by volume.
03Why is Helcim separate?
Helcim publishes a margin on interchange, from 0.50% + $0.25 online at the base tier. The illustration adds your interchange assumption. Helcim did not quote the dollar result.
04What formula is used?
Monthly fee plus volume times the percent plus the number of charges times the fixed fee. The number of charges is volume divided by the average ticket.
05Does a lower result mean you should switch?
Not by itself. At $10,000 a month the gap between close flat rates can be a few dollars. Read the provider profile and the switching guide before you move subscriptions.
Which sources were checked?
The calculator uses rates read on November 9, 2026. Stripe's US domestic input is 2.9% + $0.30.
Last verified .
Which related pages should you read next?
These pages explain the same November 9, 2026 rates. Stripe's dispute fee, which the calculator does not add, is $15.