Merchant of record

FastSpring as a Stripe alternative

FastSpring is a merchant of record. On November 9, 2026 the rate line is Quoted. The dispute line is Part of the merchant-of-record contract. Confirm it. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow.

Type: Merchant of record
Pricing: Merchant of record
Card rate: Quoted
Dispute fee: Part of the merchant-of-record contract. Confirm it.
Payouts: Contract
Where: Global software and games.
Underwriting: FastSpring reviews the product as the seller of record.
What it replaces: Stripe plus tax, if you do not need to be the merchant. Get the rate in writing before comparing it with Paddle's 5% + $0.50.

Pricing page · Website

What is FastSpring?

FastSpring is a merchant of record for software and games. The rate is negotiated. This directory does not publish a FastSpring percentage because FastSpring does not list one the way Paddle does.

Who should choose FastSpring?

FastSpring fits: Software and game companies that want a merchant of record and will take a negotiated rate. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What FastSpring replaces: Stripe plus tax, if you do not need to be the merchant. Get the rate in writing before comparing it with Paddle's 5% + $0.50. Look elsewhere when you need something outside that.

Underwriting: FastSpring reviews the product as the seller of record.

How does FastSpring charge?

FastSpring has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Quoted" because no single list price was transcribed.

Use FastSpring's pricing page for any number this dataset left blank. A blank is not zero.

What does FastSpring cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

FastSpring does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does FastSpring operate?

Coverage: Global software and games. That is where FastSpring operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does FastSpring differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. FastSpring is a merchant of record with the rate line Quoted and the dispute line Part of the merchant-of-record contract. Confirm it.

FastSpring stands in the seller's place for the sale. Stripe leaves you as the merchant. The higher percent, when one is published, is the price of that shift, not a discount on Stripe's card rate.

How do you switch from Stripe to FastSpring?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask FastSpring, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share FastSpring's type. The order is alphabetical, not a rank.

Lemon Squeezy: 5% + $0.50, before add-ons.
Paddle: 5% + $0.50.
PayPro Global: Quoted.
Polar: See Polar.

Also read Stripe's fee breakdown and the pricing dataset.

What does FastSpring publish as its card rate?

FastSpring's rate line in this directory is Quoted, read on November 9, 2026. Use that line only for the product it describes.

What is FastSpring's dispute fee?

FastSpring's dispute line is Part of the merchant-of-record contract. Confirm it. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is FastSpring the merchant of record?

FastSpring is listed as a merchant of record. The buyer is contracting with that seller model, which is why the price is not Stripe's 2.9% + $0.30 card rate.

Where does FastSpring operate?

Global software and games. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes FastSpring has approved.

Should you leave Stripe for FastSpring?

Only when this is the fit: Software and game companies that want a merchant of record and will take a negotiated rate. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. FastSpring does not become a yes just because it is on this page.

How much is FastSpring at $10,000 a month?

FastSpring has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

FastSpring has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.