Processors

Stripe pricing and US card fees

Stripe is a payment service provider. On November 9, 2026 the rate line is 2.9% + $0.30. The dispute line is $15 received. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow.

Type: Payment service provider
Pricing: Flat rate
Card rate: 2.9% + $0.30
Dispute fee: $15 received
Payouts: Standard schedule free. Instant 1.5%, minimum $0.50.
Where: Global. Rates here are the US list prices.
Underwriting: Instant signup. Stripe can review, restrict, or close the account later.
What it replaces: This is Stripe.

Pricing page · Website

What is Stripe?

Stripe is the baseline on this site. It is a payment service provider: card processing, billing, tax, fraud tools, and Connect for platforms, with instant signup for businesses it accepts.

Who should choose Stripe?

Stripe fits: Low-risk online businesses that want fast setup and a broad developer platform. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What Stripe replaces: This is Stripe. Look elsewhere when you need something outside that.

Underwriting: Instant signup. Stripe can review, restrict, or close the account later.

How does Stripe charge?

Stripe has 9 fee lines in this dataset, each read on November 9, 2026. Headline rate: 2.9% + $0.30.

Fee	Amount	Source
US domestic cards	2.9% + $0.30 per successful charge	Source
Manually entered cards	+0.5%	Source
International cards	+1.5%	Source
Currency conversion	+1% when required	Source
ACH Direct Debit	0.8%, capped at $5	Source
Dispute received	$15. Not returned if you win.	Source
Dispute countered	$15, returned if you win	Source
Instant payouts	1.5% of volume, minimum $0.50. Standard payouts have no fee.	Source
Radar pay as you go	Starting at $0.05 per screened transaction. Monthly option starting at $10. Other fraud tools are included on standard payments pricing.	Source

What does Stripe cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

Monthly volume	Stripe US cards	Same Stripe rate, shown once
$10,000.00	$350.00 (200 × $0.30 + 2.9% of $10,000.00)	$350.00 (200 × $0.30 + 2.9% of $10,000.00)
$100,000.00	$3,500.00 (2000 × $0.30 + 2.9% of $100,000.00)	$3,500.00 (2000 × $0.30 + 2.9% of $100,000.00)
$1,000,000.00	$35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00)	$35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00)

Standard online pricing. International cards add 1.5%. Currency conversion adds 1%.

Where does Stripe operate?

Coverage: Global. Rates here are the US list prices. That is where Stripe operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does Stripe differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Stripe is a payment service provider with the rate line 2.9% + $0.30 and the dispute line $15 received.

Stripe and Stripe can both process cards, and the bill still depends on which published row matches the payment type you actually take.

How do you switch from Stripe to Stripe?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask Stripe, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share Stripe's type. The order is alphabetical, not a rank.

Worldpay: Custom.
Adyen: Custom, interchange-plus.
Airwallex: See Airwallex.
Authorize.net: All-in-one 2.9% + $0.30, plus $25 a month.

Also read Stripe's fee breakdown and the pricing dataset.

What does Stripe publish as its card rate?

Stripe's rate line in this directory is 2.9% + $0.30, read on November 9, 2026. Use that line only for the product it describes.

What is Stripe's dispute fee?

Stripe's dispute line is $15 received. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is Stripe the merchant of record?

Stripe is a payment service provider, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise.

Where does Stripe operate?

Global. Rates here are the US list prices. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Stripe has approved.

Should you leave Stripe for Stripe?

Stay when the account is healthy. Stripe's US card rate is 2.9% + $0.30 and the product around it is the reason many software companies started here. Leave when a specific published price, a local method, tax-as-seller, or up-front underwriting solves a problem Stripe is not solving.

How much is Stripe at $10,000 a month?

At $10,000 a month and a $50 ticket, Stripe, US domestic cards is $350.00 using the published rate read on November 9, 2026. Stripe on the same assumptions is $350.00. Standard online pricing. International cards add 1.5%. Currency conversion adds 1%.

Which sources were checked?

Stripe has 9 fee lines in this dataset. Each one links to the page it was read from.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.