Processors

Worldpay as a Stripe alternative

Worldpay is a acquirer. On November 9, 2026 the rate line is Custom. The dispute line is Quoted. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow. This page does not fill a blank from a third-party article.

Type: Acquirer
Pricing: Quoted
Card rate: Custom
Dispute fee: Quoted
Payouts: Contract
Where: Global
Underwriting: Application. Terms vary by how the account is sold.
What it replaces: A merchant acquirer, often sold with a gateway. Different product shape than Stripe's all-in-one API.

Pricing page · Website

What is Worldpay?

Worldpay is a large global acquirer. Rates are quoted. This directory does not publish a Worldpay card rate because Worldpay does not list a single US flat rate we could verify.

Who should choose Worldpay?

Worldpay fits: Businesses of various sizes that want a large acquirer and are willing to take a quote. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What Worldpay replaces: A merchant acquirer, often sold with a gateway. Different product shape than Stripe's all-in-one API. Look elsewhere when you need something outside that.

Underwriting: Application. Terms vary by how the account is sold.

How does Worldpay charge?

Worldpay has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Custom" because no single list price was transcribed.

Use Worldpay's pricing page for any number this dataset left blank. A blank is not zero.

What does Worldpay cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

Worldpay does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does Worldpay operate?

Coverage: Global. That is where Worldpay operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does Worldpay differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Worldpay is a acquirer with the rate line Custom and the dispute line Quoted.

Worldpay sells a quoted or subscription price rather than Stripe's public flat rate. A comparison that invents a percent would be false, so this page leaves the cell blank.

How do you switch from Stripe to Worldpay?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask Worldpay, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share Worldpay's type. The order is alphabetical, not a rank.

Adyen: Custom, interchange-plus.
Airwallex: See Airwallex.
Authorize.net: All-in-one 2.9% + $0.30, plus $25 a month.
Braintree: 2.89% + $0.29.

Also read Stripe's fee breakdown and the pricing dataset.

What does Worldpay publish as its card rate?

Worldpay's rate line in this directory is Custom, read on November 9, 2026. Use that line only for the product it describes.

What is Worldpay's dispute fee?

Worldpay's dispute line is Quoted. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is Worldpay the merchant of record?

Worldpay is a acquirer, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise.

Where does Worldpay operate?

Global. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Worldpay has approved.

Should you leave Stripe for Worldpay?

Only when this is the fit: Businesses of various sizes that want a large acquirer and are willing to take a quote. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Worldpay does not become a yes just because it is on this page.

How much is Worldpay at $10,000 a month?

Worldpay has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

Worldpay has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.