Merchant of record

2Checkout (Verifone) as a Stripe alternative

2Checkout (Verifone) is a merchant of record. On November 9, 2026 the rate line is Quoted. The dispute line is Included in the merchant-of-record relationship. Confirm the contract. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow.

Type: Merchant of record
Pricing: Merchant of record
Card rate: Quoted
Dispute fee: Included in the merchant-of-record relationship. Confirm the contract.
Payouts: Contract
Where: Global, for digital goods.
Underwriting: Application. As merchant of record, Verifone is the seller and can decline the product.
What it replaces: Processing plus tax, if you accept that they are the seller of record. You are not the merchant.

Pricing page · Website

What is 2Checkout (Verifone)?

2Checkout, a Verifone product, sells global payments and a merchant-of-record service for digital goods. The merchant-of-record rate is quoted rather than published as one number we could verify for this edition.

Who should choose 2Checkout (Verifone)?

2Checkout (Verifone) fits: Digital-goods sellers who want a global merchant of record and will take a quoted rate. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What 2Checkout (Verifone) replaces: Processing plus tax, if you accept that they are the seller of record. You are not the merchant. Look elsewhere when you need something outside that.

Underwriting: Application. As merchant of record, Verifone is the seller and can decline the product.

How does 2Checkout (Verifone) charge?

2Checkout (Verifone) has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Quoted" because no single list price was transcribed.

Use 2Checkout (Verifone)'s pricing page for any number this dataset left blank. A blank is not zero.

What does 2Checkout (Verifone) cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

2Checkout (Verifone) does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does 2Checkout (Verifone) operate?

Coverage: Global, for digital goods. That is where 2Checkout (Verifone) operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does 2Checkout (Verifone) differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. 2Checkout (Verifone) is a merchant of record with the rate line Quoted and the dispute line Included in the merchant-of-record relationship. Confirm the contract.

2Checkout (Verifone) stands in the seller's place for the sale. Stripe leaves you as the merchant. The higher percent, when one is published, is the price of that shift, not a discount on Stripe's card rate.

How do you switch from Stripe to 2Checkout (Verifone)?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask 2Checkout (Verifone), in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share 2Checkout (Verifone)'s type. The order is alphabetical, not a rank.

Commas: Quoted.
Dodo Payments: 4% + $0.40, before add-ons.
FastSpring: Quoted.
Lemon Squeezy: 5% + $0.50, before add-ons.

Also read Stripe's fee breakdown and the pricing dataset.

What does 2Checkout (Verifone) publish as its card rate?

2Checkout (Verifone)'s rate line in this directory is Quoted, read on November 9, 2026. Use that line only for the product it describes.

What is 2Checkout (Verifone)'s dispute fee?

2Checkout (Verifone)'s dispute line is Included in the merchant-of-record relationship. Confirm the contract. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is 2Checkout (Verifone) the merchant of record?

2Checkout (Verifone) is listed as a merchant of record. The buyer is contracting with that seller model, which is why the price is not Stripe's 2.9% + $0.30 card rate.

Where does 2Checkout (Verifone) operate?

Global, for digital goods. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes 2Checkout (Verifone) has approved.

Should you leave Stripe for 2Checkout (Verifone)?

Only when this is the fit: Digital-goods sellers who want a global merchant of record and will take a quoted rate. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. 2Checkout (Verifone) does not become a yes just because it is on this page.

How much is 2Checkout (Verifone) at $10,000 a month?

2Checkout (Verifone) has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

2Checkout (Verifone) has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.