Platforms

WePay as a Stripe alternative

WePay is a payment facilitator. On November 9, 2026 the rate line is Quoted. The dispute line is Contract. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow. This page does not fill a blank from a third-party article.

Type: Payment facilitator
Pricing: Quoted
Card rate: Quoted
Dispute fee: Contract
Payouts: Contract
Where: Platforms. Confirm which countries Chase will board.
Underwriting: Platform underwriting, with Chase as the financial institution behind it.
What it replaces: Stripe Connect for a platform, particularly one that wants a large bank as the processor.

Pricing page · Website

What is WePay?

WePay is Chase's payments product for platforms. It is a Connect-style buy: the platform onboards other businesses and pays them out. Pricing is quoted through Chase.

Who should choose WePay?

WePay fits: Platforms that want Chase-owned payments infrastructure. A listing here is not an approval, and a published rate is not a quote.

Who should look elsewhere?

What WePay replaces: Stripe Connect for a platform, particularly one that wants a large bank as the processor. Look elsewhere when you need something outside that.

Underwriting: Platform underwriting, with Chase as the financial institution behind it.

How does WePay charge?

WePay has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Quoted" because no single list price was transcribed.

Use WePay's pricing page for any number this dataset left blank. A blank is not zero.

What does WePay cost at $10,000, $100,000, and $1 million a month?

The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes.

WePay does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00.

Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00).

Where does WePay operate?

Coverage: Platforms. Confirm which countries Chase will board. That is where WePay operates, not a list of industries it accepts.

Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The restricted-business guide is the map of Stripe's own words.

How does WePay differ from Stripe?

Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. WePay is a payment facilitator with the rate line Quoted and the dispute line Contract.

WePay sells a quoted or subscription price rather than Stripe's public flat rate. A comparison that invents a percent would be false, so this page leaves the cell blank.

How do you switch from Stripe to WePay?

Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account.

Export Stripe customers, prices, and dispute history while the dashboard still allows it.
Ask WePay, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one.
Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan.
Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems.
If Stripe has already closed the account, plan for customers to enter cards again.

What usually goes wrong?

The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts.

The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line.

Which providers are similar?

These listings share WePay's type. The order is alphabetical, not a rank.

Finix: Quoted.
Mangopay: Quoted.
Payabli: Quoted.
Rainforest: Quoted.

Also read Stripe's fee breakdown and the pricing dataset.

What does WePay publish as its card rate?

WePay's rate line in this directory is Quoted, read on November 9, 2026. Use that line only for the product it describes.

What is WePay's dispute fee?

WePay's dispute line is Contract. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026.

Is WePay the merchant of record?

WePay is a payment facilitator, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise.

Where does WePay operate?

Platforms. Confirm which countries Chase will board. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes WePay has approved.

Should you leave Stripe for WePay?

Only when this is the fit: Platforms that want Chase-owned payments infrastructure. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. WePay does not become a yes just because it is on this page.

How much is WePay at $10,000 a month?

WePay has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30.

Which sources were checked?

WePay has no public fee lines in this dataset. Its pricing page is linked below.

Last verified November 9, 2026.

Which related pages should you read next?

Open the Stripe profile before you treat a single percent as the whole decision.