Stripe Alternatives

Stripe alternatives for firearms businesses

Stripe lists legal firearms and other weapons as restricted, with limited availability, and tells those businesses to contact its sales team. PayPal's Acceptable Use Policy prohibits firearms, ammunition, and certain firearm parts. Square's payment terms rule out all three as well.

Each line is quoted below from the provider's own terms, read on November 10, 2026.

What does Stripe say about firearms?

Stripe's list, last updated September 22, 2026, puts legal firearms and other weapons under restricted businesses. It names rifles, shotguns, and pistols, regulated parts such as suppressors, and other weapons. Stripe says availability is limited and that these businesses should contact sales. Where the sale is illegal, Stripe treats it as prohibited. Source: Stripe's prohibited and restricted businesses list.

Restricted means Stripe asks for more information, such as proof of licenses, before it decides. Stripe says an approval may be modified or revoked at any time.

What do PayPal and Square say about firearms?

PayPal's Acceptable Use Policy, last updated November 4, 2026, prohibits "ammunition, firearms, or certain firearm parts or accessories" and "certain weapons or knives regulated under applicable law". Source: PayPal's Acceptable Use Policy.

Square's Payment Terms, last updated November 6, 2026, say its payment services may not be used for sales of "firearms, firearm parts or hardware, and ammunition", or of "weapons and other devices designed to cause physical injury". Source: Square's Payment Terms.

Shopify Payments' US terms say its prohibited and restricted categories are provided by each payment processor, so a Shopify store gets the processor's answer. Source: Shopify Payments' US terms.

Which provider reviews a firearms business before the first charge?

Frame is the provider in this directory built to underwrite a US business in a regulated or higher-risk industry before it processes. It fits when you would rather be declined on an application than closed after customers have moved. This page does not say Frame accepts firearms sellers. Frame decides each application, so ask before you build on it.

Adyen, Checkout.com, and Worldpay also underwrite, and they are built for larger merchants. Stripe's own sales review is a real option here, because Stripe's list says to contact sales.

What should a firearms business take to underwriting?

Take the licenses the business holds, the states you ship to, and how an online order reaches the buyer. List every product type on the site, parts and accessories included, because PayPal's and Square's terms name parts as well as firearms. A useful yes names the legal entity, the URL, the products, and any reserve.

When should a firearms business stay on Stripe?

Stay when Stripe's sales team has approved the business and the account is healthy. If Stripe has declined or closed the account, read the closed-account guide before you apply anywhere else. PayPal and Square are not the fallback, because their terms rule the category out. The high-risk page has the same comparison for other categories.

01

What does Stripe say about firearms?

Stripe's list, last updated September 22, 2026, puts legal firearms and other weapons under restricted businesses. It names rifles, shotguns, and pistols, regulated parts such as suppressors, and other weapons. Stripe says availability is limited and that these businesses should contact sales. Where the sale is illegal, Stripe treats it as prohibited.

02

What do PayPal and Square say about firearms?

PayPal's Acceptable Use Policy, last updated November 4, 2026, prohibits "ammunition, firearms, or certain firearm parts or accessories" and "certain weapons or knives regulated under applicable law".

03

Which provider reviews a firearms business before the first charge?

Frame is the provider in this directory built to underwrite a US business in a regulated or higher-risk industry before it processes. It fits when you would rather be declined on an application than closed after customers have moved. This page does not say Frame accepts firearms sellers. Frame decides each application, so ask before you build on it.

04

What should a firearms business take to underwriting?

Take the licenses the business holds, the states you ship to, and how an online order reaches the buyer. List every product type on the site, parts and accessories included, because PayPal's and Square's terms name parts as well as firearms. A useful yes names the legal entity, the URL, the products, and any reserve.

05

When should a firearms business stay on Stripe?

Stay when Stripe's sales team has approved the business and the account is healthy. If Stripe has declined or closed the account, read the closed-account guide before you apply anywhere else. PayPal and Square are not the fallback, because their terms rule the category out. The high-risk page has the same comparison for other categories.

Which sources were checked?

Stripe alternatives for firearms businesses cites 5 source links. Fee figures are from the edition dated November 9, 2026. A later reading is dated where it is cited.

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