# Stripe alternatives by situation Title: Stripe alternatives by situation Description: Situation pages for high risk, SaaS, fees, marketplaces, and creators. No overall winner. Stripe's US rate on November 9, 2026 is 2.9% + $0.30. Each situation page orders providers for one job, and it says when Stripe is still the better choice. There is no overall winner. Fees were read on November 9, 2026, with Stripe at 2.9% + $0.30 for US domestic cards. Frame is discussed where up-front US underwriting is the job, and its card line is a floor. # Stripe alternatives by situation Each situation page orders providers for one job, and it says when Stripe is still the better choice. There is no overall winner. Fees were read on November 9, 2026, with Stripe at 2.9% + $0.30 for US domestic cards. Frame is discussed where up-front US underwriting is the job, and its card line is a floor. - [High-risk](/best/high-risk.md). Who will underwrite a restricted business before it processes, and who will not. - [Telehealth](/best/telehealth.md). What Stripe's list actually says, and which provider in this directory underwrites before go-live. - [Peptides](/best/peptides.md). Frame is the processor in this directory for a licensed US peptide business. The card rate is a floor, and a yes is still an application. - [CBD](/best/cbd.md). What Stripe, PayPal, and Square each say about CBD in their own terms, and which provider here reviews a CBD business before it takes a payment. - [Firearms](/best/firearms.md). What Stripe, PayPal, and Square each say about firearms in their own terms, and which provider here reviews a licensed seller before it processes. - [Vape and tobacco](/best/vape.md). What Stripe, PayPal, and Square each say about vape and tobacco sales in their own terms, and which provider here reviews a seller before it processes. - [Marketplaces](/best/marketplaces-platforms.md). Providers that onboard and pay other businesses, and when Connect is still the one to use. - [SaaS](/best/saas-subscriptions.md). Processors, billing tools, and merchants of record, and which layer you are actually replacing. - [Lowest fees](/best/lowest-fees.md). Published US rates at three monthly volumes, with the formula shown. Floors are excluded. - [International](/best/international.md). Regional providers, and the cases where Stripe is still the international stack. - [Merchant of record](/best/merchant-of-record.md). Providers that become the seller, collect tax, and take a larger cut. - [Small business](/best/small-business.md). Simple options for online and in-person selling, without a fake ranking. - [Nonprofits](/best/nonprofits.md). What is actually published about nonprofit pricing, and what is not. - [Creators](/best/creators.md). Hosted storefronts that do not need an integration, and the tools that still charge through Stripe. ## Questions ### What is on Stripe alternatives by situation? Stripe alternatives by situation lists 14 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30. ### When should you stay on Stripe instead of using Stripe alternatives by situation? Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions. ### What if a rate on a linked page is missing? The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate. ### How do you report a wrong figure? Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog. ### Which date applies to this index? November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins. ## Sources Last verified November 9, 2026. - Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com ## Related - [Stripe alternatives directory](/index.md) - [Stripe pricing profile](/alternatives/stripe.md) - [Pricing dataset](/data/pricing.md) - [Methodology](/methodology.md) - [Stripe fees explained](/guides/stripe-fees-explained.md) - [Why this directory exists](/why.md) - [Stripe restricted business checker](/tools/restricted-check.md)