# Stripe fee calculator

Title: Stripe fee calculator

Description: Monthly cost from published US rates, read November 9, 2026. Frame's floor is excluded. Helcim is an interchange-plus illustration, not a quote.

The fee calculator turns published standard rates into a monthly cost. It uses domestic US rates read on November 9, 2026, successful charges only, and the formula on the methodology page. Frame's from 2.0% + $0.39 is excluded because it is a floor, not a rate a business is charged. Helcim appears only as a labeled interchange-plus illustration.

The interactive calculator is on this page. It uses cost = monthly fee + volume × percent + (volume ÷ ticket) × fixed fee, on published US standard rates. Frame's floor rate is excluded. Helcim is shown only as an interchange-plus illustration.

Open /tools/fee-calculator and enter a monthly volume and an average ticket.

## Questions

### Which rates are in the calculator?

Published US standard rates from the November 9, 2026 dataset. Stripe is 2.9% + $0.30. International cards and disputes are not added on top.

### Why is Frame Payments missing?

Frame publishes from 2.0% + $0.39. That is a floor, not the rate a business is charged, so the calculator does not multiply it by volume.

### Why is Helcim separate?

Helcim publishes a margin on interchange, from 0.50% + $0.25 online at the base tier. The illustration adds your interchange assumption. Helcim did not quote the dollar result.

### What formula is used?

Monthly fee plus volume times the percent plus the number of charges times the fixed fee. The number of charges is volume divided by the average ticket.

### Does a lower result mean you should switch?

Not by itself. At $10,000 a month the gap between close flat rates can be a few dollars. Read the provider profile and the switching guide before you move subscriptions.

## Sources

Last verified November 9, 2026.

- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com
- Helcim pricing: https://www.helcim.com/pricing/?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Pricing tools](/tools.md)
- [Stripe alternatives directory](/index.md)
- [Pricing dataset](/data/pricing.md)
- [Lowest published fees](/best/lowest-fees.md)
- [Stripe pricing profile](/alternatives/stripe.md)
- [Helcim profile](/alternatives/helcim.md)
- [Calculator rules](/methodology.md)