# Guides for leaving or keeping Stripe

Title: Stripe guides for account and fees

Description: Guides for a closed Stripe account, held funds, restricted businesses, fees, disputes, and switching. Figures were read on November 9, 2026.

These guides cover a closed Stripe account, a funds hold, restricted businesses, the US fee schedule, dispute fees, and the steps in a switch. The figures were read on November 9, 2026. Stripe's US domestic card rate in that reading is 2.9% + $0.30. Use the guide that matches the problem you actually have.

# Guides for leaving or keeping Stripe

These guides cover a closed Stripe account, a funds hold, restricted businesses, the US fee schedule, dispute fees, and the steps in a switch. The figures were read on November 9, 2026. Stripe's US domestic card rate in that reading is 2.9% + $0.30. Use the guide that matches the problem you actually have.

- [Stripe closed my account: what to do next](/guides/stripe-closed-my-account.md). Why accounts close, what happens to held funds, and how to get processing again.
- [Stripe's restricted businesses, explained](/guides/stripe-restricted-businesses.md). How to read Stripe's prohibited and restricted lists, and what the alternatives can and cannot do.
- [Stripe is holding my funds](/guides/stripe-holding-funds.md). How Stripe reserves and payout holds work, what Stripe's policy says about its 120-day payout pause, and what a merchant can do while funds are held.
- [Stripe fees explained](/guides/stripe-fees-explained.md). Stripe's US card, international, dispute, and payout fees, and what they cost at a few volumes.
- [Stripe dispute and chargeback fees](/guides/stripe-chargeback-fees.md). What Stripe charges when a dispute arrives, and how the other published fees compare.
- [How to switch from Stripe: what moves, what doesn't](/guides/switching-from-stripe.md). What Stripe will transfer to a new processor, what needs Stripe's approval, what you rebuild yourself, and how to keep subscriptions billing meanwhile.
- [Stripe account under review: what it means](/guides/stripe-account-under-review.md). What Stripe's own policy says a review can do to charges and payouts, how an appeal works, and what to export while the account is still open.
- [Is Stripe right for high-risk businesses?](/guides/stripe-high-risk.md). How Stripe treats higher-risk industries, and when a specialist is the safer choice.

## Questions

### What is on Guides for leaving or keeping Stripe?

Guides for leaving or keeping Stripe lists 8 pages. Fees cited there were read on November 9, 2026. Stripe's US card rate in that reading is 2.9% + $0.30.

### When should you stay on Stripe instead of using Guides for leaving or keeping Stripe?

Stay when the account is healthy and you want Billing, Tax, Connect, or Terminal. A gap of a few dollars against 2.9% + $0.30 is rarely worth moving subscriptions.

### What if a rate on a linked page is missing?

The page says the price is quoted. This directory does not invent a percent. Frame's card line, from 2.0% + $0.39, is a floor, not a billed rate.

### How do you report a wrong figure?

Use the corrections page and link the provider's own page, plus the date you read it. Confirmed edits are written on the changelog.

### Which date applies to this index?

November 9, 2026. Quote that date with any figure you reuse. If the provider's page has changed, the provider's page wins.

## Sources

Last verified November 9, 2026.

- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Stripe alternatives directory](/index.md)
- [Stripe pricing profile](/alternatives/stripe.md)
- [Pricing dataset](/data/pricing.md)
- [Methodology](/methodology.md)
- [Stripe fees explained](/guides/stripe-fees-explained.md)
- [Why this directory exists](/why.md)
- [Stripe restricted business checker](/tools/restricted-check.md)