Stripe vs Checkout.com
Stripe vs Checkout.com compares published lines. Stripe's US domestic cards are 2.9% + $0.30, read November 9, 2026. Checkout.com is listed at Custom. Dispute fees that day: Stripe $15 received, and Checkout.com Quoted. The provider pages, not a third-party roundup, are the source.
What is the verdict on Stripe vs Checkout.com?
Checkout.com publishes Custom, read on November 9, 2026. Stripe's US domestic card rate on that date is 2.9% + $0.30.
Checkout.com is an enterprise processor. It does not publish the kind of rate Stripe prints on its pricing page, so a small business cannot use this comparison to save money. Use Checkout.com when you are running a process with their sales team and the quote, payment methods, and risk terms beat the Stripe account you have.
How do Stripe and Checkout.com compare on features?
Checkout.com is a acquirer with the dispute line Quoted, read on November 9, 2026. Stripe's dispute line on that date is $15 received.
| Feature | Stripe | Checkout.com |
|---|---|---|
| Card rate | 2.9% + $0.30 | Custom |
| Dispute fee | $15 received | Quoted |
| Pricing | Flat rate | Quoted |
| Payout | Standard schedule free. Instant 1.5%, minimum $0.50. | Contract |
| Region | Global. Rates here are the US list prices. | Global |
| Underwriting | Instant signup. Stripe can review, restrict, or close the account later. | Application and underwriting. |
| Merchant of record | ||
| In the fee calculator |
What does Stripe vs Checkout.com cost at $10,000, $100,000, and $1 million a month?
The dollar columns use a $50 average ticket and successful charges only, on rates read November 9, 2026. Checkout.com's published line is Custom.
Stripe
Published standard rate, read November 9, 2026.
- Manually entered cards. +0.5%
- International cards. +1.5%
- Currency conversion. +1% when required
| Monthly volume | Stripe, $50 ticket | Checkout.com |
|---|---|---|
| $10,000 | $350.00 | No public standard rate to multiply. |
| $100,000 | $3,500.00 | No public standard rate to multiply. |
| $1 million | $35,000.00 | No public standard rate to multiply. |
Read on November 9, 2026 from each provider's pricing page. A figure that says "from" is a floor, not the rate a business is charged. International cards, currency conversion, and disputes are not inside these totals. Stripe pricing · Checkout.com pricing
Where does Stripe win, and where does Checkout.com win?
Stripe wins on the job in the left column. Checkout.com wins on the job in the right column, at the rate Custom read on November 9, 2026.
Stripe wins when
You can live with standard pricing, or your Stripe negotiated rate is already good, and you want the self-serve platform.
Checkout.com wins when
Volume, geography, or a specific acquiring setup is why a quoted global processor is in the conversation.
How do underwriting and account stability differ?
Stripe's underwriting note is instant signup, with the right to review later, as recorded on November 9, 2026. Checkout.com's note is: Application and underwriting.
A live API key is not the same thing as a written approval. If Stripe closed the account for the business model, an instant-onboard processor can reach the same answer after you have moved customers. A prohibited category does not become lawful because the logo changed.
How do you switch from Stripe to Checkout.com?
Stripe's data export page, read on November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The switching guide is the longer checklist.
- Export Stripe customers, prices, and disputes while the dashboard still allows it.
- Ask Checkout.com in writing whether a Stripe token import exists. This page does not claim one.
- Recreate plans and run five real customers in a test, including one annual plan.
- Map webhooks before cutover. Do not bill the same period twice.
- If the Stripe account is already closed, plan for customers to enter cards again.
What did Checkout.com publish on the pricing page?
Checkout.com contributed 0 fee lines to this comparison, read on November 9, 2026. The headline beside those lines is Custom.
Where is the source page?
These figures were last updated November 9, 2026. The provider's own page is the source.