# Stripe vs Checkout.com

Title: Stripe vs Checkout.com: fees

Description: Stripe vs Checkout.com: Stripe is 2.9% + $0.30. Checkout.com is Custom. Disputes: Stripe $15, Checkout.com Quoted. Read November 9, 2026. Source pages linked.

Stripe vs Checkout.com compares published lines. Stripe's US domestic cards are 2.9% + $0.30, read November 9, 2026. Checkout.com is listed at Custom. Dispute fees that day: Stripe $15 received, and Checkout.com Quoted. The provider pages, not a third-party roundup, are the source.

# Stripe vs Checkout.com

Two global processors, one with a public US flat rate and one that quotes.

[Checkout.com](https://www.checkout.com/?ref=https%3A%2F%2Fwww.stripealternatives.com)

Checkout.com is an enterprise processor. It does not publish the kind of rate Stripe prints on its pricing page, so a small business cannot use this comparison to save money. Use Checkout.com when you are running a process with their sales team and the quote, payment methods, and risk terms beat the Stripe account you have.

| Feature | Stripe | Checkout.com |
| --- | --- | --- |
| Card rate | 2.9% + $0.30 | Custom |
| Dispute fee | $15 received | Quoted |
| Pricing | Flat rate | Quoted |
| Payout | Standard schedule free. Instant 1.5%, minimum $0.50. | Contract |
| Region | Global. Rates here are the US list prices. | Global |
| Underwriting | Instant signup. Stripe can review, restrict, or close the account later. | Application and underwriting. |
| Merchant of record | No | No |
| In the fee calculator | Yes | No |

## Pricing

- Stripe: 2.9% + $0.30
- Checkout.com: Custom

## With Stripe

You can live with standard pricing, or your Stripe negotiated rate is already good, and you want the self-serve platform.

## With Checkout.com

Volume, geography, or a specific acquiring setup is why a quoted global processor is in the conversation.

## On the pricing page

## Questions

### Is Checkout.com lower than Stripe on the published line?

Checkout.com did not publish a standard rate this page can multiply. Stripe at $10,000 and a $50 ticket is $350.00 on 2.9% + $0.30, read November 9, 2026.

### What is Checkout.com's dispute fee versus Stripe's?

Checkout.com lists Quoted. Stripe lists $15 when a dispute is received. Both lines were read on November 9, 2026.

### How does Checkout.com underwrite compared with Stripe?

Application and underwriting. Stripe signs businesses up quickly and can review them later. A listing on this page is not an approval.

### When should you keep Stripe instead of Checkout.com?

You can live with standard pricing, or your Stripe negotiated rate is already good, and you want the self-serve platform.

### When should you choose Checkout.com?

Volume, geography, or a specific acquiring setup is why a quoted global processor is in the conversation.

### Can Stripe card tokens move to Checkout.com?

This page does not claim that Checkout.com imports Stripe tokens. Ask in writing. Stripe's data export page, read on November 10, 2026, says Stripe transfers card data only to a PCI DSS Level 1 processor.

## Sources

Last verified November 9, 2026.

- Stripe: https://stripe.com/?ref=https%3A%2F%2Fwww.stripealternatives.com
- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com
- Checkout.com: https://www.checkout.com/?ref=https%3A%2F%2Fwww.stripealternatives.com
- Checkout.com pricing: https://www.checkout.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com
- Stripe: payment data export: https://docs.stripe.com/get-started/data-migrations/pan-export?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Stripe pricing profile](/alternatives/stripe.md)
- [Checkout.com profile](/alternatives/checkout-com.md)
- [How to switch from Stripe](/guides/switching-from-stripe.md)
- [How Stripe's US fees add up](/guides/stripe-fees-explained.md)
- [Fee calculator](/tools/fee-calculator.md)
- [Lowest published fees](/best/lowest-fees.md)
- [All Stripe comparisons](/compare.md)
- [Stripe vs Shopify Payments](/compare/stripe-vs-shopify-payments.md)
- [Stripe vs Helcim](/compare/stripe-vs-helcim.md)
- [Stripe vs Mollie](/compare/stripe-vs-mollie.md)