Stripe Alternatives

Stripe Radar alternatives

Radar is Stripe's fraud product. On Stripe's pricing page, read November 9, 2026, screening is listed starting at $0.05 per screened transaction, with a monthly option starting at $10. Other fraud controls on that page are marked included with standard payments.

Quote the line that matches the product you have turned on. "Radar is free" and "Radar is $0.05" can both be true of different switches.

Which fraud tools are included with the processor?

Frame includes Sonar, its fraud monitoring, at no extra fee on its pricing page. That inclusion is a real line item if you are already choosing Frame for up-front underwriting. It is not a reason to move a low-risk business off Stripe. Frame's dispute fee, $25, is higher than Stripe's $15.

Square includes dispute handling without a Square dispute fee, and it sells risk tools with the processor. Helcim and Braintree screen as part of being the processor. You are not buying a portable fraud API. You are buying the processor's stack.

PayPal sells chargeback-protection add-ons. The merchant fee page prices Chargeback Protection at 0.40% and an "effortless" tier at 0.60% for advanced card payments. That is optional insurance, not the same product as Radar.

When is a fraud tool separate from the processor?

A standalone fraud vendor can sit in front of any gateway. This directory does not yet price those vendors, and it will not invent a per-screened-transaction figure for them. If your processor is fine and only the fraud model is not, buy the tool. If Stripe has closed the account, a fraud tool will not reopen it.

Dispute ratio problems are also a Visa monitoring problem. Screening does not erase disputes you have already lost. The chargeback guide and the VAMP explainer are the rest of that decision.

01

Which fraud tools are included with the processor?

Frame includes Sonar, its fraud monitoring, at no extra fee on its pricing page. That inclusion is a real line item if you are already choosing Frame for up-front underwriting. It is not a reason to move a low-risk business off Stripe. Frame's dispute fee, $25, is higher than Stripe's $15.

02

When is a fraud tool separate from the processor?

A standalone fraud vendor can sit in front of any gateway. This directory does not yet price those vendors, and it will not invent a per-screened-transaction figure for them. If your processor is fine and only the fraud model is not, buy the tool. If Stripe has closed the account, a fraud tool will not reopen it.

03

Where were the figures on this page read?

The sources list names the pages. This edition was read on November 9, 2026. Stripe's US domestic card rate in that reading is 2.9% + $0.30, and a dispute received is $15.

04

When should you stay on Stripe?

Stay when the Stripe account is healthy and you still need Billing, Tax, Connect, or Terminal. Moving subscriptions costs more than a gap of a few dollars on a $10,000 month.

05

Which rate should you not rely on?

Do not invent a rate the provider did not publish, and do not treat Frame's from 2.0% + $0.39 as a price you will be charged. A floor is labeled and left out of the calculator.

Which sources were checked?

Stripe Radar alternatives cites 1 source link. Fee figures are from the edition dated November 9, 2026. A later reading is dated where it is cited.

Last verified .

Which related pages should you read next?

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