# Stripe vs Dodo Payments

Title: Stripe vs Dodo Payments: fees

Description: Stripe vs Dodo Payments: Stripe is 2.9% + $0.30. Dodo Payments is 4% + $0.40, before add-ons. Disputes: Stripe $15, Dodo Payments $30. Read November 9, 2026.

Stripe vs Dodo Payments compares published lines. Stripe's US domestic cards are 2.9% + $0.30, read November 9, 2026. Dodo Payments is listed at 4% + $0.40, before add-ons. Dispute fees that day: Stripe $15 received, and Dodo Payments $30.

# Stripe vs Dodo Payments

A processor compared with a merchant of record whose published US rate is 4% + $0.40.

[Dodo Payments](https://dodopayments.com/?ref=https%3A%2F%2Fwww.stripealternatives.com)

Dodo Payments at 4% + $0.40 is not a cheaper Stripe. Dodo is the seller, and its pricing page includes tax management in the platform. Subscriptions add 0.5%, international payments add 1.5%, and PayPal adds 3%. A dispute is $30 on that page. Stripe charges $15 to receive a dispute, and you remain the merchant. Use Dodo when the tax work costs more than those points.

| Feature | Stripe | Dodo Payments |
| --- | --- | --- |
| Card rate | 2.9% + $0.30 | 4% + $0.40, before add-ons |
| Dispute fee | $15 received | $30 |
| Pricing | Flat rate | Merchant of record |
| Payout | Standard schedule free. Instant 1.5%, minimum $0.50. | Regular payouts free. $5 if the payout is under $1,000. USD SWIFT is $25. |
| Region | Global. Rates here are the US list prices. | The pricing page sells the standard rate as US cards and wallets, and lists tax management in 190+ countries. |
| Underwriting | Instant signup. Stripe can review, restrict, or close the account later. | Dodo is the seller of record and can decline the product. |
| Merchant of record | No | Yes |
| In the fee calculator | Yes | Yes |

## Pricing

- Stripe: 2.9% + $0.30
- Dodo Payments: 4% + $0.40, before add-ons

## With Stripe

Buyers need your company on the invoice, or you sell in one country and tax is a spreadsheet.

## With Dodo Payments

You sell software across countries, you want Dodo to file the tax, and you have checked that Dodo will accept the product. Price the add-ons for the cards you will actually take.

## On the pricing page

- **US cards and wallets.** 4% + $0.40 per transaction on the standard plan. No fixed monthly fee on that plan.
- **International payments.** +1.5% for cards and local methods outside the US
- **Subscriptions.** +0.5%
- **PayPal.** +3% when PayPal is the payment method
- **BNPL.** +3% for Klarna and Afterpay / Clearpay
- **ACH Direct Debit.** 1.5%, capped at $15. Replaces the card fee. The international and subscription add-ons do not apply.
- **Refunds.** $1 per refund
- **Disputes.** $30 per dispute
- **Payouts.** Regular payouts free. $5 if the payout is under $1,000. USD SWIFT $25.

## Questions

### Is Dodo Payments lower than Stripe on the published line?

At $10,000 a month and a $50 ticket, Dodo Payments, US cards and wallets is $480.00 and Stripe is $350.00, using rates read on November 9, 2026. Merchant-of-record price on the standard plan. Subscriptions add 0.5%. International payments add 1.5%. PayPal and BNPL add 3%.

### What is Dodo Payments's dispute fee versus Stripe's?

Dodo Payments lists $30. Stripe lists $15 when a dispute is received. Both lines were read on November 9, 2026.

### How does Dodo Payments underwrite compared with Stripe?

Dodo is the seller of record and can decline the product. Stripe signs businesses up quickly and can review them later. A listing on this page is not an approval.

### When should you keep Stripe instead of Dodo Payments?

Buyers need your company on the invoice, or you sell in one country and tax is a spreadsheet.

### When should you choose Dodo Payments?

You sell software across countries, you want Dodo to file the tax, and you have checked that Dodo will accept the product. Price the add-ons for the cards you will actually take.

### Can Stripe card tokens move to Dodo Payments?

This page does not claim that Dodo Payments imports Stripe tokens. Ask in writing. Stripe's data export page, read on November 10, 2026, says Stripe transfers card data only to a PCI DSS Level 1 processor.

## Sources

Last verified November 9, 2026.

- Stripe: https://stripe.com/?ref=https%3A%2F%2Fwww.stripealternatives.com
- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com
- Dodo Payments: https://dodopayments.com/?ref=https%3A%2F%2Fwww.stripealternatives.com
- Dodo Payments pricing: https://dodopayments.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com
- Stripe: payment data export: https://docs.stripe.com/get-started/data-migrations/pan-export?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Stripe pricing profile](/alternatives/stripe.md)
- [Dodo Payments profile](/alternatives/dodo-payments.md)
- [How to switch from Stripe](/guides/switching-from-stripe.md)
- [How Stripe's US fees add up](/guides/stripe-fees-explained.md)
- [Fee calculator](/tools/fee-calculator.md)
- [Merchant of record alternatives](/best/merchant-of-record.md)
- [All Stripe comparisons](/compare.md)
- [Stripe vs Authorize.net](/compare/stripe-vs-authorize-net.md)
- [Stripe vs Checkout.com](/compare/stripe-vs-checkout-com.md)
- [Stripe vs Shopify Payments](/compare/stripe-vs-shopify-payments.md)