# Changelog

Title: Changelog

Description: Dated log of changes to provider data. Read November 9, 2026. Source pages linked. Compared with Stripe. No invented rates. See sources. Cited.

First edition of the dataset. Fees were read from provider pages that day for Stripe, PayPal (schedule dated 4 November 2026 by PayPal), Braintree (schedule dated May 7, 2026 by PayPal), Square, Helcim (US fee disclosure last updated 2 February 2026), Paddle, Lemon Squeezy, Shopify Payments, Authorize.net, and Frame.

## What changed on November 9, 2026?

First edition of the dataset. Fees were read from provider pages that day for Stripe, PayPal (schedule dated 4 November 2026 by PayPal), Braintree (schedule dated May 7, 2026 by PayPal), Square, Helcim (US fee disclosure last updated 2 February 2026), Paddle, Lemon Squeezy, Shopify Payments, Authorize.net, and Frame.

Providers without a public standard rate are marked quoted or "see the provider," and they are left out of the calculator. Frame's card rate is recorded as a floor and excluded from fee rankings. Koji is recorded as shut down on 1 February 2024, from Koji's own notice.

Whop, Commas, and Dodo Payments were added as merchants of record. Whop's domestic card rate and Dodo Payments' standard rate were read from their own pricing pages. Commas does not publish a rate.

## Questions

### What did the first edition record?

Fees read on November 9, 2026 for Stripe, PayPal, Braintree, Square, Helcim, Paddle, Lemon Squeezy, Shopify Payments, Authorize.net, Frame Payments, Whop, and Dodo Payments. Commas had no public rate.

### Which PayPal date is on the schedule?

PayPal dates its US commercial schedule November 4, 2026. Checkout is 3.49% + $0.49. Standard cards are 2.99% + $0.49.

### Which Braintree date is on the schedule?

PayPal dates the Braintree schedule May 7, 2026. The standard US card rate is 2.89% + $0.29.

### What was recorded for Koji?

Koji's own notice says it shut down on 1 February 2024. It is not a current processor.

### What did the Helcim pricing page add on the same reading?

Online margins match the US disclosure. The pricing page also lists in-person tiers, recurring payments at +0.4%, a $15 chargeback if the case is lost, and next-business-morning deposits at $0.

## Sources

Last verified November 9, 2026.

- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Methodology](/methodology.md)
- [Editorial policy](/editorial-policy.md)
- [About](/about.md)
- [Corrections](/corrections.md)
- [Stripe alternatives directory](/index.md)
- [Stripe pricing and US card fees](/alternatives/stripe.md)
- [Pricing dataset checked November 9, 2026](/data/pricing.md)
- [How to switch from Stripe](/guides/switching-from-stripe.md)