# Monthly pricing and policy changes

Title: Monthly pricing and policy changes

Description: A running log. November 2026 is the first pass, not a claim that prices moved. Read November 9, 2026. Source pages linked. Compared with Stripe.

This page records changes we have verified. It does not reconstruct history from memory. This is the first pass. Nothing below is "a change from last month on this site," because there was no last month. It is a statement of what the pages said when we read them on November 9, 2026.

## What did provider pages say in November 2026?

This is the first pass. Nothing below is "a change from last month on this site," because there was no last month. It is a statement of what the pages said when we read them on November 9, 2026.

- **Stripe** US domestic cards 2.9% + $0.30. Dispute received $15. Instant payouts 1.5%, minimum $0.50. Standard payouts no fee.
- **PayPal** US commercial schedule, which PayPal dates 4 November 2026: Checkout, Guest Checkout, and Venmo 3.49% + $0.49. Standard cards 2.99% + $0.49. Dispute fee $15. Card chargeback outside a PayPal account $20.
- **Braintree** schedule, which PayPal dates May 7, 2026: cards 2.89% + $0.29. Chargeback $15. Non-US cards +1%.
- **Square** US: Square Free online 3.3% + $0.30, online API 2.9% + $0.30, in person 2.6% + $0.15. No Square fee for dispute management.
- **Helcim** US disclosure, last updated 2 February 2026: online margin from interchange + 0.50% + $0.25, chargeback $15 refunded on a win.
- **Shopify** US plan table: Basic online standard cards 2.9% + $0.30. Basic plan $39 a month, or $29 yearly.
- **Paddle** 5% + $0.50. **Lemon Squeezy** 5% + $0.50, plus the documented add-ons. Lemon Squeezy remains a Stripe-owned merchant of record. Its 28 January 2026 update discusses Stripe Managed Payments and does not say the Lemon Squeezy price was withdrawn.
- **Authorize.net** all-in-one $25 a month and 2.9% + $0.30. Gateway only $25, $0.10 a transaction, $0.10 daily batch.
- **Frame**: card rates from 2.0% + $0.39, disputes $25, instant payouts 1.5%.
- **Koji** remains shut down as of 1 February 2024, per its own notice.

Later months should add a row only when a provider page differs from the dataset, and the changelog should name the edit.

## Questions

### What is the direct answer on Monthly pricing and policy changes?

Monthly pricing and policy changes is answered from provider pages read on November 9, 2026. Stripe's US domestic comparison rate on that day is 2.9% + $0.30, and a dispute received is $15.

### When should you stay on Stripe?

Stay when the account is healthy and you still want Billing, Tax, Connect, or Terminal. A migration of tokens and subscriptions costs more than a gap of a few dollars a month.

### What if Stripe has closed the account?

Export what you can, appeal with documents if the email allows it, and do not route charges through someone else's Stripe account. A second instant-onboard processor often reaches the same answer.

### Which rate should you ignore?

Ignore a floor, a 'from' price, and any percent this site did not read on the provider's page. Frame's card line, from 2.0% + $0.39, is a floor and is not a billed rate.

### Where is the source?

The sources list on this page names the documents. The reading date is November 9, 2026. If this page and the provider disagree, the provider's page wins.

### What should you open next?

Open the provider profile and the switching guide before you move a subscription. The pricing dataset has the same figures in a table.

## Sources

Last verified November 9, 2026.

- Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com

## Related

- [Payfac, gateway, acquirer, or merchant of record](/blog/payfac-gateway-acquirer-merchant-of-record.md)
- [Why processors close accounts after you start processing](/blog/why-processors-close-accounts.md)
- [Flat rate versus interchange-plus](/blog/flat-rate-vs-interchange-plus.md)
- [What telehealth companies need from a payment processor](/blog/telehealth-payment-processing.md)
- [Visa's VAMP rules explained for merchants](/blog/visa-vamp-explained.md)
- [Payments explainers](/blog.md)
- [Stripe alternatives directory](/index.md)
- [Stripe pricing and US card fees](/alternatives/stripe.md)