# Razorpay as a Stripe alternative Title: Razorpay: Stripe alternative Description: Razorpay: See Razorpay. Dispute See Razorpay. Payment service provider. Checked November 9, 2026 on the provider page. Compared with Stripe before you switch. Razorpay is a payment service provider. On November 9, 2026 the rate line is See Razorpay. The dispute line is See Razorpay. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow. ## What is Razorpay? Razorpay is a payments provider for businesses in India, including local methods that Stripe's US product does not center. Use Razorpay's own pricing page for the current India rate. This dataset does not copy one into the calculator. ## Who should choose Razorpay? Razorpay fits: Businesses in India. A listing here is not an approval, and a published rate is not a quote. ## Who should look elsewhere? What Razorpay replaces: Processing for an Indian business. It is not a way for a US restricted business to keep charging US cards. Look elsewhere when you need something outside that. Underwriting: Indian KYC and onboarding. ## How does Razorpay charge? Razorpay has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "See Razorpay" because no single list price was transcribed. Use Razorpay's pricing page for any number this dataset left blank. A blank is not zero. ## What does Razorpay cost at $10,000, $100,000, and $1 million a month? The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes. Razorpay does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00. Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00). ## Where does Razorpay operate? Coverage: India. That is where Razorpay operates, not a list of industries it accepts. Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The [restricted-business guide](/guides/stripe-restricted-businesses) is the map of Stripe's own words. ## How does Razorpay differ from Stripe? Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Razorpay is a payment service provider with the rate line See Razorpay and the dispute line See Razorpay. Razorpay and Stripe can both process cards, and the bill still depends on which published row matches the payment type you actually take. ## How do you switch from Stripe to Razorpay? Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The [switching guide](/guides/switching-from-stripe) covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account. 1. Export Stripe customers, prices, and dispute history while the dashboard still allows it. 2. Ask Razorpay, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one. 3. Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan. 4. Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems. 5. If Stripe has already closed the account, plan for customers to enter cards again. ## What usually goes wrong? The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts. The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line. ## Which providers are similar? These listings share Razorpay's type. The order is alphabetical, not a rank. - [Shopify Payments](/alternatives/shopify-payments): 2.9% + $0.30 on Basic, online standard cards. - [Square](/alternatives/square): 3.3% + $0.30 online · 2.6% + $0.15 in person. - [Stax](/alternatives/stax): Subscription + interchange. - [Stripe](/alternatives/stripe): 2.9% + $0.30. Also read [Stripe's fee breakdown](/guides/stripe-fees-explained) and the [pricing dataset](/data/pricing). ## Questions ### What does Razorpay publish as its card rate? Razorpay's rate line in this directory is See Razorpay, read on November 9, 2026. Use that line only for the product it describes. ### What is Razorpay's dispute fee? Razorpay's dispute line is See Razorpay. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026. ### Is Razorpay the merchant of record? Razorpay is a payment service provider, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise. ### Where does Razorpay operate? India. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Razorpay has approved. ### Should you leave Stripe for Razorpay? Only when this is the fit: Businesses in India. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Razorpay does not become a yes just because it is on this page. ### How much is Razorpay at $10,000 a month? Razorpay has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30. ## Sources Last verified November 9, 2026. - Razorpay pricing: https://razorpay.com/pricing/?ref=https%3A%2F%2Fwww.stripealternatives.com - Razorpay website: https://razorpay.com/?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe: payment data export: https://docs.stripe.com/get-started/data-migrations/pan-export?ref=https%3A%2F%2Fwww.stripealternatives.com ## Related - [Stripe pricing profile](/alternatives/stripe.md) - [How Stripe's US fees add up](/guides/stripe-fees-explained.md) - [How to switch from Stripe](/guides/switching-from-stripe.md) - [Lowest-fee Stripe alternatives](/best/lowest-fees.md) - [Pricing dataset for November 9, 2026](/data/pricing.md) - [All provider profiles](/alternatives.md) - [Shopify Payments profile](/alternatives/shopify-payments.md) - [Square profile](/alternatives/square.md)