# Payhip as a Stripe alternative Title: Payhip: Stripe alternative Description: Payhip: See Payhip. Dispute Depends on who the merchant is. Hosted storefront. Checked November 9, 2026 on the provider page. The provider page is the source. Payhip is a hosted storefront. On November 9, 2026 the rate line is See Payhip. The dispute line is Depends on who the merchant is. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow. ## What is Payhip? Payhip is a storefront for digital downloads, courses, and memberships. Confirm on Payhip's pricing page whether your plan processes through Payhip or through a connected Stripe or PayPal account. Those are different products, and only one of them replaces Stripe. ## Who should choose Payhip? Payhip fits: Creators selling downloads, courses, and memberships from a hosted store. A listing here is not an approval, and a published rate is not a quote. ## Who should look elsewhere? What Payhip replaces: A storefront. It replaces Stripe only on the path where Payhip is the merchant. Look elsewhere when you need something outside that. Underwriting: Depends on the processing path you turn on. ## How does Payhip charge? Payhip has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "See Payhip" because no single list price was transcribed. Use Payhip's pricing page for any number this dataset left blank. A blank is not zero. ## What does Payhip cost at $10,000, $100,000, and $1 million a month? The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes. Payhip does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00. Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00). ## Where does Payhip operate? Coverage: Digital goods. That is where Payhip operates, not a list of industries it accepts. Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The [restricted-business guide](/guides/stripe-restricted-businesses) is the map of Stripe's own words. ## How does Payhip differ from Stripe? Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Payhip is a hosted storefront with the rate line See Payhip and the dispute line Depends on who the merchant is. Payhip is software around a payment. It does not, on the record above, replace the merchant account by itself. You still pay whoever moves the card. ## How do you switch from Stripe to Payhip? Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The [switching guide](/guides/switching-from-stripe) covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account. 1. Export Stripe customers, prices, and dispute history while the dashboard still allows it. 2. Ask Payhip, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one. 3. Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan. 4. Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems. 5. If Stripe has already closed the account, plan for customers to enter cards again. ## What usually goes wrong? The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts. The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line. ## Which providers are similar? These listings share Payhip's type. The order is alphabetical, not a rank. - [Buy Me a Coffee](/alternatives/buy-me-a-coffee): See Buy Me a Coffee. - [CheckoutPage](/alternatives/checkoutpage): Stripe's rate, plus CheckoutPage. - [Gumroad](/alternatives/gumroad): Gumroad's platform fee. See Gumroad. - [Kajabi](/alternatives/kajabi): See Kajabi. Also read [Stripe's fee breakdown](/guides/stripe-fees-explained) and the [pricing dataset](/data/pricing). ## Questions ### What does Payhip publish as its card rate? Payhip's rate line in this directory is See Payhip, read on November 9, 2026. Use that line only for the product it describes. ### What is Payhip's dispute fee? Payhip's dispute line is Depends on who the merchant is. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026. ### Is Payhip the merchant of record? Payhip is a hosted storefront, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise. ### Where does Payhip operate? Digital goods. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Payhip has approved. ### Should you leave Stripe for Payhip? Only when this is the fit: Creators selling downloads, courses, and memberships from a hosted store. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Payhip does not become a yes just because it is on this page. ### How much is Payhip at $10,000 a month? Payhip has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30. ## Sources Last verified November 9, 2026. - Payhip pricing: https://payhip.com/?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe: payment data export: https://docs.stripe.com/get-started/data-migrations/pan-export?ref=https%3A%2F%2Fwww.stripealternatives.com ## Related - [Stripe pricing profile](/alternatives/stripe.md) - [How Stripe's US fees add up](/guides/stripe-fees-explained.md) - [How to switch from Stripe](/guides/switching-from-stripe.md) - [Stripe alternatives for creators](/best/creators.md) - [Pricing dataset for November 9, 2026](/data/pricing.md) - [All provider profiles](/alternatives.md) - [Buy Me a Coffee profile](/alternatives/buy-me-a-coffee.md) - [CheckoutPage profile](/alternatives/checkoutpage.md)