# Maxio as a Stripe alternative Title: Maxio: Stripe alternative Description: Maxio: Not a processing rate. Dispute The processor's fee. Billing software. Checked November 9, 2026 on the provider page. The provider page is the source. Maxio is a billing software. On November 9, 2026 the rate line is Not a processing rate. The dispute line is The processor's fee. Confirm the billed row before you leave Stripe. The provider's own page is the figure a contract will follow. ## What is Maxio? Maxio, which absorbed Chargify, is billing and financial reporting for B2B SaaS. It sits on a payment gateway. It is a Stripe Billing alternative, not a new merchant account. ## Who should choose Maxio? Maxio fits: B2B SaaS companies that want billing tied to financial reporting. A listing here is not an approval, and a published rate is not a quote. ## Who should look elsewhere? What Maxio replaces: Stripe Billing and the reporting around it. Look elsewhere when you need something outside that. Underwriting: The gateway decides. ## How does Maxio charge? Maxio has 0 public standard fee lines in this dataset on November 9, 2026. The headline on the profile is "Not a processing rate" because no single list price was transcribed. Use Maxio's pricing page for any number this dataset left blank. A blank is not zero. ## What does Maxio cost at $10,000, $100,000, and $1 million a month? The arithmetic below uses a $50 average ticket and successful charges only. It is not a quote for international cards or disputes. Maxio does not have a public standard rate in this dataset, so there is no dollar total at $10,000.00, $100,000.00, or $1,000,000.00. Stripe at those volumes, on 2.9% + $0.30 and a $50 ticket, is $10,000.00 → $350.00 (200 × $0.30 + 2.9% of $10,000.00); $100,000.00 → $3,500.00 (2000 × $0.30 + 2.9% of $100,000.00); $1,000,000.00 → $35,000.00 (20000 × $0.30 + 2.9% of $1,000,000.00). ## Where does Maxio operate? Coverage: Follows the gateway. That is where Maxio operates, not a list of industries it accepts. Do not treat a processor logo as an industry approval. If the business is on Stripe's prohibited list, switching the logo does not make the card payment lawful. The [restricted-business guide](/guides/stripe-restricted-businesses) is the map of Stripe's own words. ## How does Maxio differ from Stripe? Stripe is a payment service provider at 2.9% + $0.30 for US domestic cards, read November 9, 2026, and it can review an account after you have started processing. Maxio is a billing software with the rate line Not a processing rate and the dispute line The processor's fee. Maxio is software around a payment. It does not, on the record above, replace the merchant account by itself. You still pay whoever moves the card. ## How do you switch from Stripe to Maxio? Stripe's data export page, read November 10, 2026, says Stripe transfers saved cards only to a PCI DSS Level 1 processor and does not export subscriptions or payment history. The [switching guide](/guides/switching-from-stripe) covers what moves, what needs Stripe's approval, and how to keep subscriptions billing. Read it before you cancel the Stripe account. 1. Export Stripe customers, prices, and dispute history while the dashboard still allows it. 2. Ask Maxio, in writing, whether it can receive a card transfer from Stripe. The switching guide names the providers whose own pages describe one. 3. Recreate plans and the next billing date. Run five real customers in a test mode, including one annual plan and one past-due plan. 4. Map webhooks and payout reconciliation before the cutover. Do not bill the same period on both systems. 5. If Stripe has already closed the account, plan for customers to enter cards again. ## What usually goes wrong? The dispute fee is the small line. The disputed amount and the card-network ratio are the ones that close accounts. The other failure is comparing a different product, such as a merchant-of-record percent or a gateway monthly fee, to Stripe's card rate as if they were the same line. ## Which providers are similar? These listings share Maxio's type. The order is alphabetical, not a rank. - [Outseta](/alternatives/outseta): Stripe's rate, plus Outseta's software fee. - [PayKickstart](/alternatives/paykickstart): See PayKickstart. - [Recurly](/alternatives/recurly): Not a processing rate. - [Zoho Billing](/alternatives/zoho-billing): Not a processing rate. Also read [Stripe's fee breakdown](/guides/stripe-fees-explained) and the [pricing dataset](/data/pricing). ## Questions ### What does Maxio publish as its card rate? Maxio's rate line in this directory is Not a processing rate, read on November 9, 2026. Use that line only for the product it describes. ### What is Maxio's dispute fee? Maxio's dispute line is The processor's fee. Stripe's published fee to receive a dispute is $15 on the same date, November 9, 2026. ### Is Maxio the merchant of record? Maxio is a billing software, not a merchant of record in this directory. You remain the merchant unless a contract you sign says otherwise. ### Where does Maxio operate? Follows the gateway. That is the coverage note stored with the November 9, 2026 reading. It is not a list of merchant category codes Maxio has approved. ### Should you leave Stripe for Maxio? Only when this is the fit: B2B SaaS companies that want billing tied to financial reporting. If the Stripe account is healthy and Stripe's other products are part of why you chose it, staying is often the smaller move. Maxio does not become a yes just because it is on this page. ### How much is Maxio at $10,000 a month? Maxio has no public standard rate in the November 9, 2026 dataset, so this page does not invent a total at $10,000. Stripe on a $50 ticket is $350.00 at 2.9% + $0.30. ## Sources Last verified November 9, 2026. - Maxio pricing: https://www.maxio.com/?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe pricing: https://stripe.com/pricing?ref=https%3A%2F%2Fwww.stripealternatives.com - Stripe: payment data export: https://docs.stripe.com/get-started/data-migrations/pan-export?ref=https%3A%2F%2Fwww.stripealternatives.com ## Related - [Stripe pricing profile](/alternatives/stripe.md) - [How Stripe's US fees add up](/guides/stripe-fees-explained.md) - [How to switch from Stripe](/guides/switching-from-stripe.md) - [Stripe Billing alternatives](/stripe-billing-alternatives.md) - [Pricing dataset for November 9, 2026](/data/pricing.md) - [All provider profiles](/alternatives.md) - [Outseta profile](/alternatives/outseta.md) - [PayKickstart profile](/alternatives/paykickstart.md)